This page uses JavaScript. Your browser either does not support JavaScript or you have it turned off. To see this page properly please use a JavaScript enabled browser.
Helena Community CU Go to main content

Access My Account:

Forgot Password? |
Sign Up

Current Rates

Savings Rates
Loan Rates

Savings Rates

Share Savings Account - Personal/Business
Effective Date: Last Revised 9/30/2016 | Rates Effective 11/18/2014
Minimum BalanceRateAPY*
$100.00 and over** 0.05% 0.05%
**Minimum balance waived to Earnosaurus Club and Student Accounts.

Checking Accounts
Effective Date: Last Revised 9/30/2016 | Rates Effective 11/18/2014
RateAPY*
Community Checking    
$0 - $4,999.99   0.15%
$5,000 - $9,999.99   0.50%
$10,000 - $15,000   1.00%
$15,000 and over   0.15%
Earn Dividends if meeting ALL 3 requirements: E-Statements AND qualifying direct deposit ($100 or more) AND Seven (7) debit card purchases in a month. Bonus Dividend of .15% in each tier for fifteen (15) or more debit card purchases a month.
     
Premium Plus Checking 0.10% 0.10%
     
Business Checking    
$0 - $499.99 0.05% 0.05%
$500 - $1,999.99 0.50% 0.50%
$2,000 and over 0.75% 0.75%

Money Market Accounts - Personal/Business
Effective Date: Last Revised 9/30/2016 | Rates Effective 11/18/2014
Minimum BalanceRateAPY*
Money Market
$2,500 - $9,999.99 0.10% 0.10%
$10,000 - $19,999.99 0.10% 0.10%
$20,000 - $39,999.99 0.10% 0.10%
$40,000 - $49,999.99 0.15% 0.15%
$50.000 - $99,999.99 0.15% 0.15%
$100,000.00 and over 0.20% 0.20%
Premium Plus
$0 - $25,000.00 0.10% 0.10%
$25,000 - $49,999.99 0.15% 0.15%
$50,000 - $99,999.99 0.20% 0.20%
$100,000.00 and over 0.25% 0.25%

Share Certificate
Effective Date: Effective 11/18/2014
Minimum BalanceRateAPY*
90 Day
$1,000 - $9,999.99 0.10% 0.10%
$10,000 - $39,999.99 0.15% 0.15%
$40,000 and over 0.20% 0.20%
6 Month
$1,000 - $9,999.99 0.20% 0.20%
$10,000 - $39,999.99 0.25% 0.25%
$40,000 and over 0.30% 0.30%
12 Month
$1,000 - $9,999.99 0.35% 0.35%
$10,000 - $39,999.99 0.45% 0.45%
$40,000 and over 0.45% 0.45%
24 Month
$1,000 - $9,999.99 0.75% 0.75%
$10,000 - $39,999.99 0.80% 0.80%
$40,000 and over 0.85% 0.85%
Student Certificate (13-21)
Optional Term 0.65% 0.65%

Share Certificate Specials
Effective Date: Effective 11/18/2014
TermRateAPY*
15 Month 0.45% 0.45%
30 Month 0.90% 0.90%
No Add-on's, bumps or points

Share Certificates
Effective Date: Effective 11/18/2014
TermRateAPY*
36 Month - No Bump 1.05% 1.05%
48 Month - One Bump 1.24% 1.25%
60 Month - One Bump 1.55% 1.56%

Individual Retirement Certificates
Effective Date: Effective 11/18/2014
Minimum BalanceRateAPY*
12 Month
$1,000 - $9,999.99 0.40% 0.40%
$10,000 - $39,999.99 0.45% 0.45%
$40,000 and over 0.50% 0.50%
24 Month
$1,000 - $9,999.99 0.70% 0.70%
$10,000 - $39,999.99 0.85% 0.85%
$40,000 and over 0.90% 0.90%
36 Month
$1,000 - $9,999.99 1.20% 1.21%
$10,000 - $39,999.99 1.25% 1.26%
$40,000 and over 1.30% 1.31%

IRA Accumulator**
Effective Date: Effective 11/18/2014
Minimum BalanceAPY*
The first $25.00 - $999.99 0.10%
$1,000 and over 0.10%

*APY = Annual Percentage Yield. APY reflects amount on deposit, frequency of dividend compounding and the annualized figure.
**A dividend rate of .10% will be paid on the portion of your daily balance that is greater than $24.99, but less than $1,000. The annual percentage yield for this tier will be .10%.
**A dividend rate of .10% will be paid on the portion of your daily balance that is greater than $1,000.00. The annual percentage yield for this tier will be .10% (based on $4,000.00 initial contribution or balance in account).
**An Annual Maintenance Fee of $10.00 will be charged on IRA's having combined balance (Passbook and Certificate) of less than $500.00.

Go to main navigation