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Checking Accounts

Helena Community Credit Union has the perfect checking account for you. We think you’ll find one that fits what you’re looking for. All HCCU checking accounts have access to 24/7 Online Banking, Free Bill Pay, eStatements and over 30,000 free CO-OP Network ATMs nationwide.

Members will notice checking account name and ID changes post conversion. S3-Smart Choice Checking, S9-Free Checking, and S2/S7-Share Draft Checking have been combined into a new checking account called Community Checking. Features and benefits remain the same, and in some cases are even better! Click compare below.

Click here to see a complete list of account names and IDs.

Community Checking
Premium Plus Checking
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Premium Plus Checking

The Premium Plus Checking Account earns dividends on balances of $5,000 or greater. A monthly minimum balance fee of $5 applies if the account balance falls below $5,000 during the month (this fee is waived if under 18 or over 62 years of age). Dividends are compounded daily when account balance is $5,000 or greater and paid monthly (no interest is earned when balances are less than $5,000). Members may access their account funds and information via Online Banking,Telephone Banking, Mobile App, ATM or at merchant locations via VISA Debit Card. Overdraft Privilege for checks is automatically available to qualifying members. For ODP access through electronic services such as ATM/Debit/ACH, the members must Opt-In first.
 

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