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Mortgage Loans

Helena Community Credit Union offers a wide range of mortgage products to our members. Our experienced Mortgage Team is ready to assist you with your next purchase or improvements to your existing home. Our Mortgage Lending Center is located at 3150 N. Sanders Street in Helena.

Home Equity

Helena Community Credit Union offers a fixed rate Home Equity Loan which enables members to access the equity in their home and features a onetime disbursement of funds. Rates are determined by current market conditions and have up to a 15 year term. The property must be located in Lewis and Clark, Jefferson, Powell, Broadwater, Cascade, Silver Bow, Deer Lodge or Gallatin counties.


Home Equity Line of Credit - [HELOC]

Helena Community Credit Union’s Home Equity Line of Credit offers a magnitude of different features and options. This variable rate loan product is a revolving line of credit that can be used for virtually any need our members may have. There is no minimum loan amount and no minimum draw amount. The term is a 15 year amortization with a 7 year draw period. Interest rates depend on the members credit score, risk based pricing. Members can access their Line of Credit using checks, online transfers, voice response, in person or by mail.

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