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IRA and SEP Products

Helena Community Credit Union offers a variety of Individual Retirement Accounts that allow our members to choose which will work better for them. Members should feel free to visit with a Members Service Representative or phone our office (406-443-5400) if they have additional questions.

IRA Accumulator

The Accumulator Account establishes the IRA account at the credit union. This account is a simple way for members to accumulate funds for Traditional IRAs, Roth IRAs, SEP IRAs or Coverdell ESAs. The minimum balance to open is $25, a minimum balance of $500 is required to avoid the annual fee of $10. Dividends are compounded daily and paid monthly based on balance tiers.


For more information about Coverdell Education Savings Accounts click here.



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