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APPLY FOR YOUR HCCU Mastercard credit card!

Helena Community Credit Union is happy to offer our own Mastercard Classic Credit Card to our members. It’s a low rate card, with no annual fee, and no balance transfer fees. Not a member... Not a problem; we can take care of that when you apply. Click to see membership qualifications.

If you are an HCCU Online Banking subscriber, click button below to login to Online Banking and access the Loan Application under the Account Services Tab.

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►Click here to Download PDF Mastercard Application.


Interest Rates and Interest Charges
Annual Percentage Rate (APR) for Purchases, Cash Advances, & Balance Transfers 9.05%, 11.05%, or 13.05% depending on your credit history. This APR will vary with the market based on the Prime Rate.

Paying Interest Your due date is at least 21 days after we mail your billing statement. We will not charge you interest on purchases if you pay your entire new purchase balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the date the cash advance or balance transfer is posted to your account.

Minimum Interest Charge None

For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at www.consumerfinance.gov/learnmore


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