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IRA and SEP Products

Helena Community Credit Union offers a variety of Individual Retirement Accounts that allow our members to choose which will work better for them. Members should feel free to visit with a Members Service Representative or phone our office (406-443-5400) if they have additional questions.

Other IRA Products

Helena Community Credit Union offers the Traditional IRA, which allows individuals, whether covered by an employer-sponsored pension plan or not, to save money for use in retirement; the Roth IRA, which allows members to deposit after-tax dollars, accumulate possible tax-free earnings, and take qualifying withdrawals without tax consequences; the Simplified Employee Pension (SEP) which is a retirement savings plan for small companies often offer to their employees and it ideally suited for the self-employed; and the Coverdell ESA which allows individuals to contribute to an account on behalf of a child. The funds can be used to pay for elementary, secondary, or post-secondary education.

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