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Investment Accounts

For our members with larger deposit balances wanting to earn more on their accounts, Helena Community Credit Union offers Share Certificates with terms from 3 months (90 days) to 60 months (5 years). For those who prefer immediate access to their accounts, HCCU offers two great Money Market Accounts. See tabs below for more information on these accounts.

Share Certificates

Share Certificates feature fixed rates for a stated term. This account pays one of our highest dividend rates, but funds cannot be withdrawn prior to maturity without penalty. The minimum balance to open a Share Certificate is $1,000, terms from 3 months to 60 months are available. Dividends are calculated daily, paid quarterly based on a tiered rate structure. Dividends can be paid directly to the member, deposited into a regular share account or reinvested in the certificate.

For additional information on Share Certificates, please visit with a Member Service Representative or phone our office at 406-443-5400.


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